Fuliza is a handy overdraft service from Safaricom’s M-PESA that allows you to complete transactions even when you don’t have enough money in your M-PESA account. To use Fuliza, you need to be registered on M-PESA with an active Safaricom line and opt into the service.
Many Kenyans find Fuliza useful when they need immediate money but have zero balance. Once you deposit or receive money, the loan is automatically deducted. However, some people have tried to trick others into believing they can increase their Fuliza limit through schemes, but these people end up getting scammed.
Others have tried repeatedly opting out and opting back into Fuliza to increase their limit. Safaricom has warned against this practice. On their official X handle, Safaricom clarified the only real way to increase your Fuliza limit.
Here’s the only way to increase your Fuliza limit:
- Use Safaricom and M-PESA services regularly: The more you use these services, the more your limit can grow.
- Pay your Fuliza loan on time: Consistently repaying your loan promptly shows that you are a responsible user, which can lead to an increased limit.
